Clear explanations of fintech terms, regulation, companies and official sources. Built to help users search, learn and verify.
FinTech means financial technology: the use of software, data and digital infrastructure to deliver, improve or automate financial services.
BankingOpen Banking is a secure way for customers to permit regulated third parties to access bank-account data or initiate payments through APIs.
PaymentsPSD2 is the EU’s revised Payment Services Directive, designed to make electronic payments safer, improve consumer protection and open parts of banking to regulated third-party providers.
PaymentsPSD3 is the next EU Payment Services Directive proposal, intended to update PSD2 and strengthen payment-sector supervision, fraud prevention and consumer protection.
PaymentsSEPA is the Single Euro Payments Area, designed to make euro payments across participating European countries work in a standardised way.
PaymentsIBAN stands for International Bank Account Number, a standardised account identifier used to route payments correctly.
PaymentsSWIFT is a global financial messaging network used by banks and financial institutions to exchange payment and securities messages.
BankingAn Electronic Money Institution, or EMI, is a regulated firm authorised to issue electronic money and provide certain payment services.
RegulationAML vs KYC compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
Digital AssetsBest Crypto Exchanges in Europe is a practical guide to comparing providers in Europe based on regulation, use case, transparency, fees, product fit and official-source verification.
BankingBest Digital Banks in Europe is a practical guide to comparing providers in Europe based on regulation, use case, transparency, fees, product fit and official-source verification.
BankingBest Open Banking Providers is a practical guide to comparing providers in Europe based on regulation, use case, transparency, fees, product fit and official-source verification.
PaymentsBest Payment Providers in Europe is a practical guide to comparing providers in Europe based on regulation, use case, transparency, fees, product fit and official-source verification.
RegulationBest Regtech Companies is a practical guide to comparing providers in Europe based on regulation, use case, transparency, fees, product fit and official-source verification.
Digital AssetsCrypto Regulation in Belgium explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
Digital AssetsCrypto Regulation in France explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
Digital AssetsCrypto Regulation in Germany explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
Digital AssetsCrypto Regulation in Spain explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
Digital AssetsCrypto Regulation in the Netherlands explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
Digital AssetsCustodial Wallet vs Non Custodial Wallet compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
RegulationDigital Asset Regulation in Europe explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
BankingEMI vs Bank compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
FinTech FundamentalsFinancial Innovation in Europe is an important concept in fintech fundamentals that helps explain how modern financial technology products are built, regulated or used.
RegulationFintech Regulation in Europe explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
FinTech FundamentalsHistory of Fintech is an important concept in fintech fundamentals that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsHot Wallet vs Cold Wallet compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
Digital AssetsHow to Check MiCA Compliance explains a practical step-by-step method for checking information before choosing or trusting a fintech provider.
Digital AssetsHow to Choose a Regulated Crypto Exchange explains a practical step-by-step method for checking information before choosing or trusting a fintech provider.
PaymentsHow to Compare Payment Providers explains a practical step-by-step method for checking information before choosing or trusting a fintech provider.
FinTech FundamentalsHow to Read an Official Register explains a practical step-by-step method for checking information before choosing or trusting a fintech provider.
FinTech FundamentalsHow to Verify a Fintech Company explains a practical step-by-step method for checking information before choosing or trusting a fintech provider.
Digital AssetsMiCA vs Mifid compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
BankingOpen Banking vs Open Finance compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
FinTech FundamentalsOpen Finance in Europe is an important concept in fintech fundamentals that helps explain how modern financial technology products are built, regulated or used.
PaymentsPayment Gateway vs Payment Processor compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
PaymentsPayment Regulation in Europe explains the regulatory context that shapes how financial technology can be offered, supervised and trusted in Europe.
PaymentsPSD2 vs PSD3 compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
RegulationRegtech vs Fintech compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
Digital AssetsStablecoin vs CBDC compares two related fintech concepts that are often confused but serve different roles in the financial ecosystem.
Digital AssetsReal World Assets is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Investinga Broker is an important concept in investing that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsA CASP is a Crypto-Asset Service Provider under MiCA, such as a firm providing crypto custody, trading, exchange or transfer services.
Digital AssetsA CBDC is central bank digital currency: digital money issued by a central bank rather than a commercial bank or private company.
Digital Assetsa Crypto Exchange is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital Assetsa Digital Wallet is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital Assetsa Hardware Wallet is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Regulationa National Competent Authority is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Paymentsa Payment Gateway is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
PaymentsA Payment Institution is a regulated firm authorised to provide payment services without necessarily being a bank or EMI.
Digital Assetsa Stablecoin is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital Assetsa Whitepaper Under MiCA is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
RegulationAFM is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceAI in Finance is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceAlgorithmic Trading is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
RegulationAMF is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationAML means anti-money laundering: rules and controls designed to prevent criminals from using the financial system to hide illicit funds.
Paymentsan Acquirer is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
Digital Assetsan ART is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital Assetsan EMT is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Investingan ETF is an important concept in investing that helps explain how modern financial technology products are built, regulated or used.
PaymentsApple Pay is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
RegulationBaFin is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
BankingBanking as a Service, or BaaS, lets licensed financial institutions provide regulated banking capabilities through APIs to other companies.
Digital AssetsBitcoin is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsBlockchain Analytics is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsCold Storage is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
PaymentsContactless Payment is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
InvestingCopy Trading is an important concept in investing that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceCredit Scoring is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsCrypto Custody is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
RegulationCSSF is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationCustomer Due Diligence is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsDeFi is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
RegulationDigital Identity is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationDORA is the EU Digital Operational Resilience Act, focused on ICT risk management, incident reporting, resilience testing and third-party technology risk in finance.
RegulationEBA is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationECB is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationeIDAS is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
BankingEmbedded finance means financial services integrated directly into non-financial products, platforms or customer journeys.
RegulationESMA is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsEthereum is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
RegulationEU Passporting is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceExplainable AI is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
InvestingFractional Investing is an important concept in investing that helps explain how modern financial technology products are built, regulated or used.
RegulationFraud Detection is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationFSMA is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
RegulationGDPR in Financial Services is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
PaymentsGoogle Pay is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
PaymentsInstant Payments is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
RegulationKYC means Know Your Customer: the process of identifying and verifying a customer before or during a financial relationship.
Digital AssetsMiCA is the EU Markets in Crypto-Assets Regulation, a framework for crypto-asset issuers, service providers and certain stablecoin-like tokens in the European Union.
AI in FinanceModel Risk Management is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
RegulationOperational Resilience is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsProof of Reserves is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
RegulationRegtech is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceRobo Advice is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
AI in FinanceRobo Investing is an important concept in ai in finance that helps explain how modern financial technology products are built, regulated or used.
RegulationSanctions Screening is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsSelf Custody is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsSmart Contract is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
FinTech FundamentalsStrong Customer Authentication is an important concept in fintech fundamentals that helps explain how modern financial technology products are built, regulated or used.
RegulationSuptech is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsThe digital euro is a proposed central-bank digital form of cash for the euro area, developed by the European Central Bank.
Digital Assetsthe Travel Rule is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
Digital AssetsTokenization is an important concept in digital assets that helps explain how modern financial technology products are built, regulated or used.
PaymentsTokenization in Payments is an important concept in payments that helps explain how modern financial technology products are built, regulated or used.
RegulationTransaction Monitoring is an important concept in regulation that helps explain how modern financial technology products are built, regulated or used.
InvestingWealthtech is an important concept in investing that helps explain how modern financial technology products are built, regulated or used.